Wholesale Credit Risk EMEA – Senior Credit Officer

An exciting opportunity to join a dynamic team and be responsible for Risk assessment of highly diverse portfolio of clients across growing and dynamic sectors, and interfacing with a broad array of internal stakeholders across the front office, legal, and the broader risk organization. The hybrid financial/corporate nature of the portfolio offers a platform for building your knowledge across the full spectrum of CIB credit products while developing your core credit skills.

As a a Senior Credit Officer in the Credit Risk Team, you will own a portfolio of clients across brokers, proprietary trades, and fintechs. You will perform credit due diligence, define credit ratings and limits, and manage risk appetite conversations with the front line that balance business needs with protecting the bank’s balance sheet. You will also work closely with the juniors in the team, while running end-to-end credit assessment, by way of providing guidance on financial analysis, credit rating determination and giving directions for on-going credit monitoring of the allocated portfolio.

While the manager for the role and part of the team is based in Paris, the team’s nexus remains in London.

Job responsibilities

• Own a portfolio of clients in the Broker/Dealer, Proprietary Traders, Payments, and Fintech sectors
• Carry out due diligence and credit analysis to articulate risk appetite and risk grading
• Negotiate and provide recommendations for new transaction approvals
• Manage and monitor portfolio risk

Required qualifications, capabilities, and skills

• 5+ years of experience in Credit Risk
• Working knowledge of transaction structures, loan documentation and banking products
• Good interpersonal and communication skills. Ability to establish credibility and trust with clients and internal partners
• Energy and motivation to develop and work as part of a team
• Experience working with junior team members, providing guidance and feedback

About us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. We also take great pride in on our commitment to operating with integrity and discipline in all that we do. If you are a team player, are solutions-oriented and have an appetite for learning, you’ll be a great fit for our team.

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